Inflation headlines are back, and once again the conversation quickly turned to interest rates.

Many people immediately ask: “What does this mean for rates?”

For many existing homeowners, the real question is far more practical:

“What does this mean for my repayments?”

Airbnb and short-term rental finance in Australia comes with unique considerations, especially when buying a property intended for flexible or short-term use.

Short-term rentals have surged in popularity – and it’s easy to see why. The idea of owning a property that can deliver strong income potential and double as your own holiday escape or digital-nomad base is incredibly compelling!

When structured well, short-term rentals can offer flexibility, lifestyle freedom and long-term wealth-building potential. Like any investment strategy, success comes down to understanding the nuances – especially when it comes to finance.

When it comes to home loans, offset accounts and redraw facilities are often spoken about as if they’re interchangeable. They’re not.

Both can help reduce the interest you pay on your loan, but they work differently – and choosing the right option can make a meaningful difference to your flexibility, cash flow and long-term strategy.

At Nest & Vest Finance, this is one of the most common questions we’re asked, so let’s break it down clearly.